WhatsApp informs users that it now displays their legal name for every transaction they make on WhatsApp Payments, the app`s UPI-based service. The display name is the same as your bank account name. In a published FAQ, WhatsApp said the requirement is set by NPCI and is aimed at mitigating fraud across the UPI payment system. New Delhi: To process UPI-based payments on WhatsApp, users will now be asked to provide their “legal” name. These “legal” names correspond to the names on users` bank accounts. They are displayed to the recipient and may differ from the profile names. The National Payments Corporation of India (NPCI) has introduced UPI (Unified Payments Interface) rules to combat payment fraud. iPad users looking for WhatsApp will see many third-party clients. Several top results have names and logos that look like WhatsApp itself, and some users don`t know they`re using a third-party client.

Unfortunately, when using third-party clients, there is a risk that the user of their phone number will be blocked permanently. [153] WhatsApp allows users to choose any name for their profile. It doesn`t have to be their official name. Users can also use their nickname or add emojis next to their name on WhatsApp. But things will not be the same. Although users were not prompted to change their profile name, WhatsApp`s payment service only displays names based on their bank accounts when they opt for the WhatsApp payment feature. An investigation into the use of social media in politics found that WhatsApp was misused to spread fake news during Brazil`s 2018 presidential election. [186] In addition, it was reported that $3 million was spent on illegal non-accounting contributions related to this practice. [187] For many users, users can find the FAQ page under Settings>Help>About UPI Payments and Legal Name By Ankita Chakravarti: WhatsApp has informed users that it will display users` legal names whenever they make a payment with WhatsApp Payments. By legal name, WhatsApp means the same name as your bank account. According to the messaging app, this requirement is defined and developed by NPCI to mitigate fraud in the UPI payment system.

This is because people sometimes use different names or nicknames on their UPI platforms, but with the latest changes, WhatsApp aims to curb the fraudulent practices that take place on UPI platforms. It should be noted that WhatsApp users have the choice to choose any name with the 25-character limit and use it in the app. Several users even use emojis as names. WhatsApp has started sending app notifications notifying users of the upgrade, which include a link to an FAQ page explaining the legal name requirement. WhatsApp uses the phone number associated with your account to identify your bank account through UPI. The name associated with your bank account is the name that is shared,” the company said in an FAQ. Your official name, which is the same as your bank account, will be visible to the person you are sending money to or receiving money from on WhatsApp`s UPI platform. WhatsApp has already started posting a notification of the changes it plans to make on its payment platform.

The notification includes a link to WhatsApp`s FAQ page, where the legal name needs and what exactly it is. WhatsApp will now ask users for their “legal” names to process UPI-based payments on the platform. These “legal” names are the names associated with users` bank accounts. They may differ from profile names and are displayed to the recipient. This change comes after Unified Payment Interface (UPI) policies were established by the National Payments Corporation of India (NPCI) to combat payment fraud. Also Read: Mark Zuckerberg Announces Digital Avatars for WhatsApp Users: How to Create One WhatsApp was officially made available to PCs via a web client called WhatsApp Web in late January 2015,[141] thanks to an announcement by Koum on his Facebook page: “Our web client is simply an extension of your phone: the web browser mirrors conversations and messages from your mobile device – meaning all your messages are always on your phone.” The WhatsApp user`s handset must always be connected to the internet for the browser app to work. With the exception of Internet Explorer, all major desktop browsers are supported. The interface of WhatsApp Web is based on the standard Android interface and can be accessed via web.whatsapp.com. Access is granted after users have scanned their personal QR code through their WhatsApp mobile app.

WhatsApp starts displaying the legal name of its users. According to the information provided by the application, this requirement is set by NPCI to reduce fraud throughout the UPI payment system. Koum called the WhatsApp app to sound like “What`s up.” On February 24, 2009, he founded WhatsApp Inc. in California. However, when early versions of WhatsApp continued to crash, Koum considered giving up and looking for a new job. Acton encouraged him to wait a few more months. [59] In April 2020, NSO Group held its government clients accountable for allegations of human rights violations by WhatsApp. In its revelation about documents obtained by the court, the group said the mobile app did not take into account the “national security and foreign policy concerns” of its customers.

However, the company did not disclose the names of end users, which include Saudi Arabia, Bahrain, Kazakhstan, Morocco, Mexico and the United Arab Emirates, according to a study by Citizen Lab. [203] WhatsApp displays users` legal names for each WhatsApp Pay transaction WhatsApp uses a customized version of the open standard Extensible Messaging and Presence Protocol (XMPP). [154] During installation, a user account is created using the phone number as the username (Jabber ID: [Phone number]@s.whatsapp.net). WhatsApp has informed its users that it will display the legal name of each transaction through WhatsApp Pay to combat fraud. WhatsApp says that a user`s legal name means that that person`s name is registered with the bank. It will be displayed to the person receiving money via WhatsApp Payments. In January 2009, after buying an iPhone and realizing the potential of the app industry on the App Store, Koum and Acton began visiting Koum`s friend, Alex Fishman, in West San Jose to discuss a new type of messaging app that would “display status next to people`s individual names.” [ref. needed] They realized that to further develop the idea, they would need an iPhone developer.

Fishman visited RentACoder.com, found Russian developer Igor Solomennikov, and introduced him to Kum. WhatsApp has officially confirmed this on its website. The statement states: “This requirement is set by NPCI and is designed to combat fraud across the UPI payment system. WhatsApp uses the phone number associated with your account to identify your bank account through UPI. The name associated with your bank account is the shared name. Also Read: WhatsApp Could Release 21 New Emojis in Future Update: Report WhatsApp Announced It Will Use the Phone Number Associated with Users` WhatsApp Account to identify their bank account number. The name used on the bank account is shared with the people involved in WhatsApp transactions. “When you use payments on WhatsApp, other UPI users can see your legal name.

It`s the same name as your bank account,” reads the FAQ page. In 2014, an unofficial open source plug-in, whatsapp-purple, was released for Pidgin, which implements XMPP and allows WhatsApp to be used on PCs running Microsoft Windows and Linux. [132] [third-party source required] WhatsApp responded by blocking phone numbers that were using the plugin. [ref. needed] WhatsApp uses the phone number associated with your account to identify your bank account through UPI. The name associated with your bank account is the name that is shared,” the company said in an FAQ. To notify users of this update, WhatsApp has started sending in-app notifications that include a link to an FAQ page that informs users of the legal name requirement.